The Medicare Savings Programs (MSP) (Effective April 1, 2025)

If you qualify, the Medicare Savings Programs may help cover:

• Part A premiums • Medicare copayments • Part B premiums • Medicare deductibles

INCOME less than:

Single person $1,820 per month ($21,840 per year)

Couple $2,453 per month ($29,436 per year)

NOTE: There is no resource/asset test for the MSPs. This means you won’t be asked to verify any resources, such as bank account balances.

Extra Help (also called Low-Income Subsidy or LIS) (Effective April 1, 2025)

If you qualify, Extra Help for Medicare Part D prescription drug coverage will help cover:

• Premiums • Some copay costs • Deductibles • Donut hole/coverage gap

INCOME less than:

Single person: $1,976 per month ($23,712 per year) RESOURCES less than: $17,600

Couple: $2,664 per month ($31,968 per year) RESOURCES less than: $35,130 

NOTE: People who work may have even higher incomes than what these charts show. For both programs, resources do not include the home you live in and one car.

If your income is below these amounts, you may qualify for financial assistance. You can apply on your own or a SHIBA advisor can assist you.

You can apply on-line for the Medicare Savings Program by visiting:

Washington Connection (Your Link to Services)

You can apply on-line for Extra Help by visiting:

Welcome! Extra Help With Medicare Prescription Drug Plan Costs, Social Security

I you qualify for the Medicare Savings Program (MSP), you will automatically be enrolled in the Extra Help program. MSP is through Washington State, Extra Help (LIS) is through Social Security.